INVESTMENT.COM
TERMS OF USE AGREEMENT

Effective Date: March 24, 2023


The Investment.com website, mobile app, and its associated services and content (collectively "Website") is owned and operated by Investment.com, Inc. ("Investment.com", "our", "us", "we"), a Delaware corporation with its principal place of business in Miami, Florida. By using the Website, you agree to contract with Investment.com Collection LLC for payment processing, refunds, and chargebacks. Investment.com acts as the manager of Investment.com Collection LLC and is not responsible for payment processing, refunds, or chargebacks. Investment.com has adopted this Terms of Use Agreement ("Agreement") to inform you ("User(s)") of your rights and duties when using the Website. If you do not agree with the terms and conditions of this Agreement, you are expressly prohibited from using the Website and must discontinue your use immediately.


PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING OR USING THE WEBSITE AND ASSOCIATED SERVICES. BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT.


INVESTMENT.COM MAY, FROM TIME TO TIME, AND RESERVES THE RIGHT, IN ITS SOLE AND ABSOLUTE DISCRETION, TO MODIFY, LIMIT, CHANGE, DISCONTINUE, OR REPLACE THE WEBSITE OR THIS AGREEMENT. IN THE EVENT INVESTMENT.COM MODIFIES, LIMITS, CHANGES, OR REPLACES THE WEBSITE OR THIS AGREEMENT, YOUR USE OF THE WEBSITE AFTER SAID MODIFICATION, LIMITATION, CHANGE, OR REPLACEMENT CONSTITUTES YOUR MANIFESTATION OF ASSENT TO THE MODIFICATION, LIMITATION, CHANGE, OR REPLACEMENT.


Definitions

As used in this Agreement:

  • "Account" means a Registered User's account with the Website.
  • "Investment Opportunity" a post containing information on an opportunity for possible investment.
  • "Registered User(s)" means any individual or organization that signs up for an Account.
  • "User(s)" means all individuals that visit and access the website, including Registered Users.
  • "You / Your / You're" means Users.

About The Website

Investment.com provides an online platform and application to allow potential investors to learn about and connect with new investment opportunities and share the latest opportunities with other users.


Warranties and Representations

You warrant and agree that you have the right and legal capacity to enter into this Agreement and to adhere to its terms and conditions. You warrant that you are a human individual that is eighteen (18) years of age or older. If you are under eighteen (18) years of age but at least thirteen (13) years of age, you must present this Agreement to your parent or legal guardian for their review. You warrant that you are not prohibited from assenting to this Agreement by any preexisting Agreement.


You warrant and represent that any and all information that you provide to Investment.com and the Website is accurate and valid. You agree to comply in good faith with the terms of this Agreement.


You will not use the Website in any way that violates the rights of third parties, and you agree to comply with any and all applicable local, national, state, provincial, and international laws, treaties, and regulations. Given the global nature of the Internet, you agree to comply with all laws and rules where you reside or where you use the Website. The Website is operated in the United States and Investment.com makes no representation that its Website or services or products are appropriate, lawful, or available for use in other locations.


Beta Services

Investment.com may, from time to time, offer access to the Website that is classified as a Beta version. Investment.com makes no representations that a Beta version will ever be made generally available and reserves the right to discontinue or modify a Beta version of the Website at any time without notice. Beta versions of the Website are provided AS IS, and may contain bugs, errors, or other defects. Your use of a Beta version is at your sole risk.


Ownership of Website and License

You acknowledge and agree that Investment.com is the owner of, or has rights in and to, the Website and its associated content, including but not limited to all intellectual property rights inherent therein. The Website is protected by all applicable laws, intellectual property or otherwise, and you are expressly prohibited from using the Website for any purposes not explicitly stated in this Agreement. Specifically, and except where otherwise allowed under this Agreement, you are prohibited from framing, scraping, aggregating, hacking, reverse engineering, crawling, reproducing, preparing derivative works of, distributing, performing publicly, or displaying publicly the Website, whether in whole or in part, without the prior written consent of Investment.com.


Investment.com hereby grants you a limited, non-exclusive, non-sublicensable, royalty free, non-assignable, and revocable license to use the Website for its customary and intended purposes. Violation of the terms of this Agreement or use of the Website for a use outside of its customary and intended purposes, such as, but not limited to downloading (other than page caching) or modifying the Website or any portion of it will result in the termination of this license. Absent prior written permission from Investment.com, you are not permitted to reproduce, prepare derivative works, distribute copies, perform, display, or use for commercial purposes the Website or its content. This license is revocable at any time, and any rights not expressly granted herein are reserved to Investment.com.


Intellectual Property

All trademarks (common law or registered) and copyrights (common law or registered) displayed on this Website are the property of their respective owners. Specifically, all photographs featured on the Website are copyrighted and owned by Investment.com, unless otherwise stated. All Investment.com marks are the property of Investment.com, Inc., including, but not limited to Investment.com logos. The Website, including its look and feel, color selections, layout, and arrangement, is the trade dress of Investment.com. You are prohibited from using Investment.com's trademarks, service marks, and trade dress, or any colorable imitation thereof, to indicate the source of, sponsorship of, approval of, affiliation with, connection with, or association with your goods or services without the prior written consent of Investment.com.


Website Use & Accounts

You can use and access the Website without the creation of an Account. Investment.com offers access to the Website for free.


When contacting Investment.com or signing up through the Website, you are agreeing to receive email notifications from Investment.com and other third-parties. The email notifications from Investment.com contain an unsubscribe feature that allows you to "opt out" from future notifications. Please see the Website's Privacy Policy, which is incorporated into this Agreement by reference, regarding the collection and use of this and other information about you. User information will be used consistent with the Privacy Policy. Investment.com does not endorse you or discriminate based upon any information provided by you or made available through the Website.


You have a duty to ensure that the information provided through the Website and within your Account is truthful, current, complete, and accurate. You understand and agree that you have an ongoing duty to update and keep current the information provided through the Website if and when that information changes. You are expressly prohibited from providing information that in a way impersonates another person, contains offensive or obscene language, or otherwise violates the rights of a third party. You expressly agree that you will not interfere with or disrupt a third party's enjoyment and use of the Website. Investment.com reserves the right to restrict access to, monitor, suspend, disable, or delete Users' information at any time, in its sole discretion, and without prior warning. You agree to hold harmless and indemnify Investment.com for any damages that arise out of or in relation to the use of the Website.


Registered Users agree to keep their Account secure from unauthorized access. Registered Users will login to their Account using an e-mail and Account password. Registered Users should not reveal their passwords to others. Registered Users agree that they alone are responsible for their Account and all associated activities and purchases. Registered Users accept full responsibility for any and all use of their Account, whether authorized or unauthorized. In the case of unauthorized access to a Registered User's Account, you agree to contact Investment.com immediately. Registered Users agree to hold harmless and indemnify Investment.com for any damages that arise out of or in relationship to the use of their Account.


Registered Users may cancel their Account from within your Account settings. If a Registered Users cancels their Account, Investment.com is under no obligation to preserve your data for any length of time and will not be responsible for any loss of data. Investment.com is under no obligation to provide you with the data associated with your Website use and/or Account, except as otherwise provided in the Privacy Policy. Investment.com recommends that you maintain your own backup of information submitted to the Website.


As part of doing business with Investment.com, Registered Users agree and consent to receiving unsolicited communications from Investment.com, including contact through the Registered Users' provided email address, for purposes of providing updated and new information on the latest deals, investment opportunities, and electronic delivery of all documents, notices, contracts, and agreements arising from or relating to your use of the Website.


Investment Opportunities

Investment.com is not involved in any way with the actual transaction between buyers and sellers, and does not render any investment or legal advice in connection therewith.


None of the information submitted on the Website with respect to any Investment Opportunity constitutes a solicitation, offer, opinion, or recommendation by Investment.com to buy or sell any assets or securities or other financial instruments or to provide legal, tax, accounting, or investment advice or services regarding the suitability or profitability of any security of any kind, investment or transaction. Investment.com makes no recommendations and offers no opinion in connection with the merit of any Investment Opportunity or the recommendation of any Investment Opportunity to any Registered User or User. For these reasons, all Users of the Website agree to be responsible for their own due diligence and the legal and regulatory compliance of any Investment Opportunity, and Investment.com makes no representation or assurance about such compliance. Investment.com is not responsible for information or material made available through the Website that contain typographical errors or inaccuracies. In addition, Investment.com does not control the information or material provided by other Users that is made available through the Website.


Confidentiality

All Users agree to regard and preserve as confidential all non-public information provided by other Users relating to the business, systems, operations, strategic plans, clients, pricing (including, but not limited to, the pricing terms herein), methods, processes, financial data, programs, and/or products of the other User in any form, that are designated as "confidential," or a reasonable person knows or reasonably should understand to be confidential (herein "Confidential Information"). For purposes of this Agreement, your Confidential Information shall include your Personal Information (as defined in the Privacy Policy), and any information disclosed to Investment.com by you relating to the business, systems, operations, strategic plans, clients, pricing, methods, processes, financial data, programs, and/or products of you. Users agree to limit their disclosure of other Users' Confidential Information to as few persons as possible and only to those persons with a need to know that are its or its affiliates' personnel and subject to an obligation to keep such information confidential. Except as needed to fulfill their respective obligations under the Agreement, no User shall, without first obtaining the other Users' prior written consent, disclose to any person, firm or enterprise, except as expressly permitted herein, or use for its own benefit, or the benefit of a third party, the Confidential Information of another User.


"Confidential Information" shall not include content or information that (a) is already rightfully known to a User at the time it is obtained from another User, free from any obligation to keep such information confidential; (b) is or becomes publicly known or available through no wrongful act of a User; (c) is rightfully received from a third party without restriction and without breach of this Agreement; or (d) is developed by a User without the use of any proprietary, non-public information provided by the other User under the Agreement.


Users may disclose Confidential Information where required by law, regulation, or court order, provided that the User subject to such law, regulation or court order shall, where permitted, notify the other User of any such use or requirement prior to disclosure in order to afford such other User an opportunity to seek a protective order to prevent or limit disclosure of the information to third parties.


The confidentiality obligations set forth in this section of the Agreement shall remain in effect for a period of five (5) years from the disclosure of the information. Users agree (a) to take reasonable steps to protect the other Users' Confidential Information, and these steps must be at least as protective as those the receiving User takes to protect its own Confidential Information, and no less than a reasonable standard of care; (b) to notify the disclosing User promptly upon discovery of any unauthorized use or disclosure of Confidential Information; and (c) in the event of any unauthorized disclosure by a receiving User, to cooperate with the disclosing User to help regain control of the Confidential Information and prevent further unauthorized use or disclosure of it.


User Generated Content

Users may now or in the future be permitted to submit content to the Website, including, but not limited to text, photos, and videos (collectively "User Generated Content").


Except as otherwise licensed herein, you own all rights in and to your User Generated Content. User Generated Content may be hosted, shared, and/or published as part of the Website's associated services. User Generated Content posted to public areas of the Website, including as comments to posts and reviews, will be publicly visible to all visitors of the Website. You expressly acknowledge, however, that Investment.com does not guarantee any confidentiality with respect to any submissions of your User Generated Content.


By submitting User Generated Content to the Website, you grant Investment.com a non-exclusive, irrevocable, royalty free, worldwide, and perpetual license to use your User Generated Content for the customary and intended purposes of the Website and any purpose related thereto, including, without limitation, to reproduce, prepare derivative works, distribute copies, perform, sell, display, research, and use any of the User Generated Content. These purposes may include, but are not limited to, providing you or third parties with the Website or its associated services, improving the Website or its associated services, and archiving or making backups of the Website. You agree to waive all moral rights in and to your User Generated Content across the world, whether you have or have not asserted moral rights in or to your User Generated Content. By submitting User Generated Content to the Website, you further agree to waive all rights of publicity or privacy with respect to the User Generated Content submitted.


You warrant that any User Generated Content that you submit to the Website will not violate the rights of third parties, including, but not limited to, trademark rights, copyright rights, and rights of publicity and privacy, or violate any applicable law, statute, ordinance, treaty, or regulation, whether local, state, provincial, national, or international.


You agree that you are solely responsible for any User Generated Content that you submit to the Website. Investment.com acts solely as a repository of data, and therefore makes no guarantees as to the validity, accuracy, relevance, usefulness, or legal status of any User Generated Content. Investment.com does not guarantee the confidentiality of any User Generated Content you share through the Website with any third party.


Investment.com reserves the right to remove User Generated Content without prior notice and may, at its sole discretion, remove User Generated Content that it determines violates the terms of this Agreement. Investment.com also reserves the right to terminate a User's access to the Website for any reason, including, but not limited to, for repeatedly infringing on the intellectual property or other rights of third parties or otherwise violating the terms of this Agreement, or for no reason, and without prior notice.


Prohibited Uses

You expressly agree that you will not use the Website to violate any law, statute, ordinance, regulation, or treaty, to violate the rights of third parties, or for a use outside of the customary and intended purposes of the Website.


Specifically, you are prohibited from:

  • Posting or transmitting content that:
    • Infringes upon the intellectual property rights of others;
    • Threatens or encourages bodily harm and/or destruction of property or that is offensive, defamatory, derogatory, pornographic or obscene;
    • Promotes hate, violence, harassment, stalking, discrimination, terrorism, or intolerance of any kind based upon race, ethnicity, religion, sexual orientation, or disability;
    • Incites any illegal activity or unlawful sexual solicitation;
    • Relates to weaponry, controlled substances, gambling, or debt collection;
    • Raises support or defense of anyone alleged to be involved in criminal activity;
    • Impersonates another or is fraudulent, inaccurate, or misleading;
    • Constitutes an unwanted commercial solicitation, a phishing scam, a pyramid scheme, or a chain letter;
    • Intends to collect personal or personally identifiable information from others;
    • Violates any term or condition of this Agreement;
  • Using a robot, spider, scraper, or other automated technology to access the Website;
  • Imposing a disproportionate load on the Website or its server infrastructure or otherwise attempting to interfere with the operation of the Website;
  • Attempting to gain access to the private data or personal information of a Website user or third party;
  • Circumventing Investment.com' technological and physical security measures;
  • Suggesting an affiliation with or endorsement by Investment.com.

If you encounter content or witness behavior that you believe is inappropriate and violates this Agreement, you may report it to Investment.com by sending an email to: hello@investment.com.


Mobile Application

Investment.com may provide a mobile application that allows you to access and use the Website through your mobile device. Your use of the mobile application is subject to these Terms of Use, as well as any additional terms and conditions provided to you in connection with the mobile application. To the extent you access the Website through the mobile application or a mobile device, your wireless carrier’s standard charges, rates, and fees may apply. Investment.com is not responsible for any fees or errors that occur while accessing the Website via mobile device. Investment.com reserves the right to modify or discontinue the mobile application at any time without notice.


Section 230 of Communications Decency Act

You acknowledge and agree that Investment.com is an interactive computer service provider under Section 230 of the Communications Decency Act. Though Investment.com may edit, remove, or control the content displayed through the Website, you agree that Investment.com will not be considered an information content provider and will not be held liable for the republication of defamatory or tortious content created by third parties, whether through the Website or otherwise.


Third Party & Affiliate Links

You understand that the Website may contain links to third party websites, applications, or services that Investment.com does not own or control. You agree that Investment.com will not be held responsible or liable for the content of third-party websites, applications, or services and that Investment.com' inclusion of those websites, applications, or services within its Website does not constitute Investment.com' endorsement of, recommendation of, or affiliation with any of those websites, applications, or services.


No Endorsement

From time to time, Investment.com will refer to commercial products, investment opportunities, securities, processes, services, experts, and/or websites. Any reference is not intended to be an endorsement or statement that the information provided by the other party is accurate. Investment.com does not endorse any commercial product, security, investment, process, service, expert, or website. The views and opinions of affiliates, contributors, and others expressed on this Website do not necessarily state or reflect those of Investment.com and are not intended to be used for endorsement purposes.


Term and Termination

This Agreement will remain in full force and effect so long as the Website is in operation. Investment.com may terminate this Agreement without liability at any time, without notice, and for any reason, including but not limited to for your violation of a term or condition of this Agreement.


Payment Terms

By using the Website and engaging in transactions, you agree to contract with Investment.com Collection LLC, a Delaware limited liability company, for payment processing, refunds, and chargebacks. Investment.com acts as the manager of Investment.com Collection LLC and is not responsible for payment processing, refunds, or chargebacks.


We may offer electronic funds transfers (“EFTs”) as a method for users to make deposits, purchase and redeem investments, and receive refunds. EFTs will be processed through automated clearing house (ACH) and Fedwire. EFTs allow you to participate in, by purchasing securities and real estate investments, investment opportunities. By using this payment method, you authorize us to share your identity and bank account data with our payment processor and partner broker-dealer firms, who are registered with the SEC and members of FINRA and SIPC, for the purpose of processing your EFTs. You are responsible for ensuring the accuracy and completeness of your bank account data. You acknowledge and agree that we are not responsible for any errors or losses resulting from inaccurate or incomplete data provided by you.


You authorize us and our payment processor to process EFTs as you direct through the Website. You acknowledge that we and our payment processor are not liable for any loss, expense or cost arising out of EFT services provided through your use of the Website, which EFTs are based on your instruction.


Our payment processor is a third-party beneficiary to these Payment Terms. You acknowledge and agree that our payment processor has the right to enforce these Payment Terms as they relate to our payment processor’s rights and obligations under these Payment Terms. By utilizing our payment processor you are agreeing to their separate Terms of Service found here.


Refund Policy

Investment.com Collection LLC is responsible for processing refunds and chargebacks related to all investment opportunities and transactions made through the Website. If you encounter any issues with a refund or chargeback related to an investment made through the Website, please contact Investment.com Collection LLC directly. Investment.com, as the manager of Investment.com Collection LLC, does not have direct responsibility for processing refunds or chargebacks related to investment opportunities and transactions. However, we will work with Investment.com Collection LLC to ensure that any refund or chargeback issues are resolved in a timely and efficient manner.


We reserve the right to refuse any refund request at our discretion. We may also deduct any applicable fees, charges, or costs associated with the refund from the refunded amount. You acknowledge and agree that any refunds processed through the Website may be subject to delays, holds, or other restrictions imposed by our payment processors or partner broker-dealer firms, and we will not be liable for any such delays, holds, or restrictions. If you have any questions regarding the refund policy for a specific investment, please contact our customer support team for assistance.


Communication Disclaimer

No communication by Investment.com, through the Website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. Nothing on the Website is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction. Investing in securities that may be described in the content on the Website poses risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing in any securities you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. The securities that may be described in the content on the Website are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments. Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. The Website provides preliminary and general information about such securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. The Website does not constitute an offer to sell or buy any securities. No offer or sale of any securities will occur without the delivery of confidential offering materials and related documents between Registered Users. The information contained herein is qualified by and subject to more detailed information in the applicable offering materials shared between Registered Users. Investment.com does not make any representation or warranty to any prospective investor regarding the legality or suitability of an investment in any securities.


Disclaimer of Warranties

YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. YOU UNDERSTAND THAT WE DO NOT GUARANTEE THE ACCURACY, SAFETY, INTEGRITY OR QUALITY OF THE WEBSITE AND YOU HEREBY AGREE THAT YOU MUST EVALUATE AND BEAR ALL RISKS ASSOCIATED WITH USE OF THE WEBSITE, INCLUDING ANY RELIANCE ON THE WEBSITE, AND INTEGRITY AND ACCURACY OF THE WEBSITE. NOTHING ON THE WEBSITE SHOULD BE DEEMED TO CONSTITUTE A RECOMMENDATION TO PURCHASE, SELL OR HOLD, OR OTHERWISE TO CONSTITUTE ADVICE REGARDING, ANY REGISTERED OR UNREGISTERED SECURITY. BY ACCESSING THE WEBSITE YOU ACKNOWLEDGE AND AGREE THAT INVESTMENT.COM DOES NOT ENGAGE IN THE BUSINESS OF EFFECTING SECURITIES TRANSACTIONS OR PROVIDING INVESTMENT ADVICE AND IS NOT REGISTERED WITH THE U.S. SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATOR AS A BROKER-DEALER OR INVESTMENT ADVISER AND DOES NOT CONDUCT ANY ACTIVITY THAT WOULD REQUIRE SUCH REGISTRATION.


INVESTMENT.COM DISCLAIMS ANY RESPONSIBILITY FOR ANY HARM OR LIABILITY ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE. INVESTMENT.COM PROVIDES THE WEBSITE, PRODUCTS, AND SERVICES PROVIDED THROUGH THE WEBSITE ON AN AS-IS BASIS AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, OR QUALITY. SOME JURISDICTIONS DO NOT ALLOW AN EXCLUSION OF IMPLIED WARRANTIES. IF YOU ARE LOCATED IN SUCH A JURISDICTION, THIS EXCLUSION MAY NOT APPLY.


INVESTMENT.COM WILL NOT BE HELD LIABLE OR RESPONSIBLE FOR ANY CONTENT POSTED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ADVICE OR MARKETING PROVIDED BY ANY THIRD PARTY, ANY THIRD-PARTY LINKS POSTED ON THE WEBSITE, OR ANY CONTENT TRANSMITTED THROUGH THE WEBSITE. INVESTMENT.COM IS A SERVICE PROVIDER AND DOES NOT ASSUME RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, ALTERATION, AND/OR DESTRUCTION OF IDENTITY. INVESTMENT.COM RESERVES THE RIGHT TO DISCONTINUE THE WEBSITE AT ANY TIME.


INVESTMENT.COM WILL NOT BE HELD LIABLE FOR NETWORK, INTERNET, COMPUTER, HARDWARE, OR SOFTWARE PROGRAM MALFUNCTIONS, FAILURE, DELAYS, OR DIFFICULTIES WITH THE WEBSITE AT ANY TIME.


Not a Registered Exchange, Financial Planner, Broker-Dealer, Investment Adviser or Tax Advisor

NEITHER INVESTMENT.COM NOR THE WEBSITE IS INTENDED TO PROVIDE LEGAL, TAX, INVESTMENT OR FINANCIAL ADVICE. Although the Website may provide data, information, or content relating to investment strategies and/or opportunities to buy and/or sell securities, you should not construe any such content as tax, legal, financial or investment advice. Investment.com is not: a registered exchange under the Securities Exchange Act of 1934, a registered investment adviser under the Investment Advisers Act of 1940 or a financial or tax planner, and does not offer legal advice to any user of the Website. Although the Website may provide data, information, or content relating to investment strategies and/or opportunities to buy and/or sell securities, you should not construe any such content as tax, legal, financial, or investment advice.


Limitation of Liability

INVESTMENT.COM WILL NOT BE LIABLE TO YOU UNDER ANY LEGAL THEORY FOR ANY DAMAGES, CLAIMS, INJURIES, JUDGMENTS, COSTS, OR LIABILITIES ARISING OUT OF OR RELATED TO YOUR USE OR MISUSE OF THE WEBSITE OR PRODUCTS AVAILABLE THEREON, INCLUDING, BUT NOT LIMITED TO, LOSS OF BUSINESS, LOSS OF INCOME, SPECIAL DAMAGES, INCIDENTAL DAMAGES, CONSEQUENTIAL DAMAGES, PUNITIVE DAMAGES, OR EXEMPLARY DAMAGES. YOU UNDERSTAND AND AGREE THAT THE MAXIMUM AMOUNT THAT INVESTMENT.COM CAN BE HELD LIABLE TO YOU UNDER ANY CIRCUMSTANCE IS THE AMOUNT THAT YOU PAID, IF ANY, FOR PRODUCTS OR SERVICES THROUGH THE WEBSITE, AND IN NO CASE WILL THAT AMOUNT EXCEED $100. IF NO AMOUNT IS PAID BY YOU TO INVESTMENT.COM, YOU AGREE THAT YOU WILL BE LIMITED TO INJUNCTIVE RELIEF ONLY UNLESS OTHERWISE PERMITTED BY LAW.


THE WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS OR OMISSIONS. INVESTMENT.COM IS NOT RESPONSIBLE FOR ANY SUCH TYPOGRAPHICAL, TECHNICAL, OR PRICING ERRORS LISTED ON THE WEBSITE.


SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES. IF YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES, YOU SHOULD SEEK LEGAL COUNSEL TO UNDERSTAND YOUR LEGAL RIGHTS UNDER THE LAW.


Indemnification

You agree to hold harmless, indemnify, and defend Investment.com, its officers, employees, agents, successors, and assigns, from and against any and all claims, demands, losses, damages, rights, and actions of any kind, including, but not limited to, property damage, infringement, personal injury, and death, that either directly or indirectly arise out of or are related to your use of the Website, your use or provision of any services made through the Website, your reliance upon advice provided through the Website, your submission of User Generated Content to the Website, your violation of any term or condition of this Agreement, your violation of any applicable law, statute, ordinance, regulation, or treaty, whether local, state, national, or international, or your violation of the rights of a third party.


Your obligation to defend Investment.com under the terms of this Agreement will not provide you with the right to control Investment.com' defense, and Investment.com reserves the right to control its defense and choose its counsel regardless of your contractual requirement to indemnify Investment.com.


No Assignment

You acknowledge and agree that you are prohibited from assigning your rights and obligations under this Agreement. Investment.com may assign its rights and obligations under this Agreement at any time, including but not limited to in a sale of the Website.


Jurisdiction, Governing Law, and Resolution of Disputes

This Agreement will be interpreted, governed, construed, and enforce in accordance with the laws of the United States of American and the State of Delaware without giving effect to any conflicts of laws principles. The parties submit to and agree to personal jurisdiction in Florida, with venue proper in Miami, Florida.


FOR ANY DISPUTE WITH INVESTMENT.COM, YOU AGREE TO FIRST CONTACT US AT HELLO@INVESTMENT.COM AND ATTEMPT TO RESOLVE THE DISPUTE WITH US INFORMALLY. IN THE UNLIKELY EVENT THAT INVESTMENT.COM HAS NOT BEEN ABLE TO RESOLVE A DISPUTE AFTER SIXTY (60) DAYS, YOU AND INVESTMENT.COM AGREE THAT ARBITRATION WILL BE THE EXCLUSIVE FORUM AND REMEDY AT LAW FOR ANY DISPUTES ARISING OUT OF OR RELATING TO THIS AGREEMENT, YOUR USE OF THE WEBSITE, OR THE PURCHASE OF PRODUCTS OR SERVICES FROM INVESTMENT.COM, INCLUDING ANY DISPUTES CONCERNING THE VALIDITY, INTERPRETATION, VIOLATION, BREACH, OR TERMINATION OF THIS AGREEMENT. ARBITRATION UNDER THIS AGREEMENT WILL BE HELD IN MIAMI, FLORIDA AND IN ACCORDANCE WITH THE MOST RECENTLY EFFECTIVE COMMERCIAL ARBITRATION RULES OF THE AMERICAN ARBITRATION ASSOCIATION. THE ARBITRATION PROCEEDING WILL BE DECIDED BY A SINGLE ARBITRATOR AND THE ARBITRATOR WILL DECIDE THE ARBITRATION PROCEEDING BY APPLYING THE LAWS AND LEGAL PRINCIPLES OF THE STATE OF DELAWARE AND THE FEDERAL LAWS OF THE UNITED STATES. THE LOSING PARTY WILL BE REQUIRED TO PAY THE PREVAILING PARTY'S REASONABLE ATTORNEYS' FEES. YOU AND INVESTMENT.COM AGREE THAT THE SITUS OF THIS AGREEMENT IS IN THE STATE OF DELAWARE. YOU AND INVESTMENT.COM AGREE TO SUBMIT TO THE EXCLUSIVE PERSONAL JURISDICTION OF ANY SUCH ARBITRATOR OR ARBITRATION PROCEEDING.


Severability

If any provision of this Agreement is found to be invalid or unenforceable for any reason whatsoever, the remaining provisions will remain valid and unimpaired and will continue in full force and effect.


Integration

Investment.com hereby incorporates its Privacy Policy and Copyright Policy into this Agreement. This Agreement and its incorporated Privacy Policy and Copyright Policy constitutes the entire agreement between the parties with respect to the use of the Website. You acknowledge and agree that any additional provisions that may appear in any communication from you will not bind Investment.com.


No Waiver

You understand and agree that no term or provision of this Agreement will be deemed to have been waived and no breach will be deemed to have been consented to unless said waiver or consent is in writing and signed by the party to be charged.


Child Online Privacy Protection Act

The Website is not directed to persons under the age of eighteen (18) and Investment.com will not knowingly collect personally identifiable information from children under the age of eighteen (18). If Investment.com inadvertently collects such personally identifiable information, Investment.com will delete the personally identifiable information in accordance with its security protocols.


Limitation on Actions

INVESTMENT.COM AND YOU BOTH AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE OR ANY PRODUCTS OR SERVICES PURCHASED OR ACQUIRED THROUGH THE WEBSITE MUST COMMENCE WITHIN ONE YEAR AFTER THE CAUSE OF ACTION ACCRUES. FAILURE TO ASSERT SAID CAUSE OF ACTION WITHIN ONE YEAR WILL PERMANENTLY BAR ANY AND ALL RELIEF.


YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST INVESTMENT.COM ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING AND YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS.


Reservation of Rights

All rights not expressly granted herein are reserved to Investment.com.


Notice

Any notice required by this Agreement must be in writing and must be emailed to: hello@investment.com.


This Agreement is enforced by the Internet lawyers of Traverse Legal, PLC.